وَإِنَّ مِنكُمۡ لَمَن لَّيُبَطِّئَنَّ فَإِنۡ أَصَٰبَتۡكُم مُّصِيبَةٞ قَالَ قَدۡ أَنۡعَمَ ٱللَّهُ عَلَيَّ إِذۡ لَمۡ أَكُن مَّعَهُمۡ شَهِيدٗا ٧٢
And indeed, there is among you he who lingers behind; and if disaster strikes you, he says, "Allāh has favored me in that I was not present with them."
Translation: Saheeh International (English)
Each word's meaning and sound
There are among you, O Muslims, some people who hesitate to go out to fight your enemies, because of their cowardice, and who also try to keep others behind. They are the hypocrites and who are weak in faith. If you are killed or defeated, then one of them, happy that he is safe, says, ‘Allah has favoured me in that I was not present at the fight with them, otherwise I would have also been harmed like them’.
Al-Mukhtasar in interpreting the Noble Quran